1. Preheat the Oven

• Preheat your oven to 375°F (190°C).
• Lightly grease a loaf pan or baking sheet.

2. Prepare the Meatloaf Mixture

• In a large bowl, combine:
  • Ground beef
  • Breadcrumbs
  • Egg
  • Milk
  • Onion
  • Diced jalapeños
  • Cheddar cheese
  • Cream cheese
  • Smoked paprika
  • Garlic powder
  • Salt and black pepper
• Mix until just combined (do not overmix, or the meatloaf will be dense).
• Shape the mixture into a loaf and place it in the prepared pan or baking sheet.

3. Add the Topping

• Spread BBQ sauce evenly over the top of the meatloaf.
• Sprinkle with shredded cheddar cheese.
• Add jalapeño slices for garnish (if desired).

4. Bake the Meatloaf

• Bake for 50-60 minutes, or until the internal temperature reaches 160°F (71°C).
• Let it rest for 5-10 minutes before slicing.

5. Make the Creamy Ranch Drizzle

• In a small bowl, whisk together:
  • Ranch dressing
  • Sour cream
  • Smoked paprika (if using)
• Stir until smooth.

6. Serve & Garnish

• Drizzle the creamy ranch sauce over slices of meatloaf before serving.
• Pair with mashed potatoes, roasted vegetables, or a crisp side salad.