Prepare the Dry Ingredients: In a large bowl, combine the flour, instant yeast, and salt. Mix them well.

Mix the Wet Ingredients: In a separate bowl, whisk together the sweetened condensed milk, regular milk, and melted butter.

Combine: Gradually add the wet ingredients to the dry ingredients and stir until a dough forms. Knead the dough for about 5-7 minutes, until smooth and elastic.

First Rise: Place the dough in a lightly greased bowl, cover it with a clean towel, and let it rise for about 1 hour or until it doubles in size.

Shape and Second Rise: Punch down the dough and shape it into a loaf. Place it in a greased loaf pan, cover, and let it rise for another 30 minutes.

Bake: Preheat the oven to 350°F (175°C). Bake the loaf for 30-35 minutes, or until golden brown and sounds hollow when tapped on the bottom.

Cool and Serve: Let the bread cool in the pan for a few minutes, then transfer to a wire rack to cool completely before slicing.